Coverage for workspaces nationwide

Office lease signed. COI issued. The day moves on.

Workspace-native liability coverage. See your rate now, verify your workspace, and send your landlord a certificate — all in about two minutes.

Instant at known buildings
Streamlined application
Cancel anytime

Transparent pricing

Pick your state · billed annually

Pick your state to see your annual rate.

Streamlined application — no phone calls
Cancel anytime
Binds in under 2 minutes at known buildings
Pick a state

50

States Covered

From $31/mo

Lowest annual rate

Rate varies by state

2 min

Average Signup Time

24/7

Coverage Active

Why Proximity Protect

Insurance that works like your workspace

Flexible, fast, and built for the modern way we work. No more outdated policies and paperwork.

One-Click Coverage

Skip the long applications. We verify your workspace, not your business — get covered in about two minutes at known buildings.

Coverage Nationwide

Workspaces in every U.S. state, placed through Colorado surplus lines under federal home-state law. Protection wherever your work takes you.

Built Workspace-First

Liability designed around how flexible workspaces actually operate — coworking suites, dedicated desks, and shared offices.

Month-to-Month

No long-term commitments. Pay monthly and cancel anytime. Flexible coverage for flexible workspaces.

Transparent Rates

Starting at $31/mo for the lowest-cost states billed annually. Your actual rate depends on your state and billing frequency — confirmed at checkout.

Instant Certificates

Provide your landlord with instant certificates of insurance. No waiting, no delays.

How It Works

Lease signed. Rate locked. COI delivered.

The whole thing takes about 2 minutes. You see your price before you share any personal info. What happens next depends on whether we already know your building.

01

See your rate, then verify your workspace

Start with a price — no email required. Then enter your workspace name and address. We instantly check it against our Known-Building Registry.

02

Lock your plan

Confirm your coverage — transparent, state-based pricing. No hidden fees, no underwriting questions, no phone calls.

03

Bind and send your COI

Known buildings bind instantly and your certificate goes to your landlord automatically. New buildings get a 1-day review — your card isn't charged until we confirm.

Three possible outcomes

We're upfront about which lane you're in

Instant

Known building

You're covered in minutes. Pay, get your COI, done.

~1 business day

New to us

We verify with your landlord. Your quote and card are held — no charge until approved.

Upfront

Not eligible

Residential addresses and a few business types can't be bound online. We'll tell you right away.

Built For You

Whether you own the space or rent it

For Landlords

For Landlords

Transfer risk and manage tenants effortlessly

Require coverage for all your spaces and manage them in one place with our Live Link reporting. Your tenants get instantly protected so they can sign the lease and take their keys right away.

Live Link real-time policy reporting
All tenant policies in one dashboard
Instant coverage for faster onboarding
Learn More for Landlords
For Tenants

For Tenants

Get covered and get back to work

Cover your private office or dedicated desk without the long-form underwriting. We verify your workspace — your rate is shown up-front and confirmed at checkout.

Cover offices and dedicated desks
Starting at $31/mo billed annually
Instant certificates of insurance
Learn More for Tenants
For Operators

For Operators

Commercial coverage for your coworking business

Need insurance for your own coworking or flex space? Submit one short form and we'll route your quote to a broker who specializes in shared-workspace risk — not a generic small-business agent.

Built for coworking & flex spaces
Routed to specialist brokers
Free quote, no obligation
Learn More for Operators

Simple Pricing

Affordable coverage for every workspace

Rates vary by state. No hidden fees. No surprise charges. Just straightforward protection at prices that make sense.

Best Value

Annual Plan

Lowest rate, paid upfront for the year

billed yearly · starting at

$31/mo
Full general liability coverage
Business property protection
Certificate of insurance included
Landlord as additional insured
Save vs. month-to-month
Live Link reporting for landlords
Get Started
Flexible

Monthly Plan

Month-to-month, cancel any time

billed monthly · starting at

$42/mo
Full general liability coverage
Business property protection
Certificate of insurance included
Landlord as additional insured
No long-term commitment
Live Link reporting for landlords
Get Started

Rates start at $31/mo for the lowest-cost states billed annually. Your actual rate depends on your state, billing frequency, and coverage tier — confirmed at checkout. No hidden fees.

FAQ

Common questions, answered

Ready to protect your workspace?

Workspace-native liability coverage with a streamlined application. See your rate, verify your workspace, and send your COI — in minutes.