Liability that follows the way work actually happens.
Proximity Protect is workspace-native liability insurance — built specifically for the people working from coworking suites, flex offices, and dedicated desks, and for the operators who run those spaces.
Why we exist
Most workspace operators require their members to carry general liability insurance and name the building as an additional insured. That requirement was written for traditional commercial tenants — not for someone who pays month-to-month for a dedicated desk and works out of three different cities.
Traditional small-business policies take days, ask dozens of underwriting questions, and often don't fit how flexible workspaces actually operate. Proximity Protect was built to close that gap: a fast, transparent program structured around the workspace itself, with the certificate delivered to the landlord the moment coverage binds.
How the program is structured
We believe in publishing the people, partners, and paperwork behind the policy. The full disclosure stack is on our Licensing and Disclosures pages. The short version:
Producer
Proximity Protect, LLC
Colorado license #676532
NPN 19782726
Wholesale dealer
One80 Intermediaries
d/b/a Access One80
CO surplus lines broker
Carrier
Old Republic Union
Insurance Company
NAIC 31143
Coverage is placed through Colorado surplus lines and made available for workspaces nationwide under federal home-state law (the Nonadmitted and Reinsurance Reform Act). Joshua Freed serves as the designated responsible licensed producer for the program.
A sister product to the Proximity platform
Proximity Protect is a wholly-owned subsidiary of Proximity Space, Inc., the company behind the Proximity operating platform for coworking, flex space, and commercial real estate. The two products are built by the same team and share Live Link COI compliance, but operate as separate legal entities.
Where to find us
See your rate in about two minutes
Pick your state and workspace, see the actual rate, and get a certificate of insurance delivered to your landlord as soon as you bind.
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