For Coworking & Flex Space Operators

Commercial coverage built for your space

Generic small-business policies don't understand coworking. We route your quote request to a broker who does — and shops it across carriers built for shared-workspace risk.

Free · No obligation · ~5–10 minutes to submit

Why this exists

Coworking is a different risk model.
Your insurance should know that.

Most generalist agents will write your space as a "shared office" and call it a day — leaving gaps in member liability, premises exposure, and business interruption. We work with brokers who underwrite flex spaces every day, understand member access models, and know which carriers reward strong COI compliance programs with lower premiums.

If you already run your space on the Proximity platform, Live Link is automatic — see how the platform and Proximity Protect work together.

What you get

A smarter way to shop your operator coverage

Curated broker network

We route your quote to a broker who specializes in coworking and flex spaces — not a generic small-business agent who's never heard of your model.

Coverage built for your operation

General liability, property, business interruption, and workspace-specific endorsements that actually understand shared-space risk.

Discounts for compliance programs

Already collect and enforce COIs from your dedicated office tenants? Any active program counts — programs like Proximity Protect Live Link offer the strongest signal because enforcement is carrier-verified.

Quote in days, not weeks

Most operators get a first response within 24 hours and a bindable quote within 5 business days.

One submission, multiple quotes

Your broker shops your risk across appropriate carriers. No re-filling 8 different applications.

Free, no-obligation

Submitting a quote request costs nothing and there's no commitment. You decide if the bound terms work for you.

How it works

One submission. The right broker. A real quote.

1

Tell us about your operation

5–10 minutes. Locations, member count, current carrier (if any), and a few coverage questions. You can save and resume anytime.

2

We route to the right broker

Your submission goes to a licensed broker partner who specializes in coworking. They handle the quote, binding, and policy issuance.

3

You get a quote — and decide

Review terms, ask questions, and bind only if the coverage and price work for you. Proximity Protect acts as the marketing referral; the broker is the agent of record.

Built for the way you actually run your space

Whether you operate a single coworking floor or a portfolio of multi-state flex spaces, we'll route your submission to brokers who already write these risks.

Coworking spaces & flex offices
Private-office and dedicated-desk operators
Shared workshop, maker, or studio spaces
Hybrid-work / hot-desk hubs
Multi-location workspace operators
New spaces opening within 90 days
Coworking operator at work

Also need to track your tenants' insurance?

Our free Live Link platform monitors every tenant policy in real time and notifies you instantly when one lapses — no spreadsheets, no manual COI chasing.

Learn about Live Link for Landlords

Ready to get a real quote?

Five to ten minutes to submit. We route it to a broker who knows coworking. You decide what to do next.

Start My Operator Quote

Proximity Protect acts as a marketing referral partner. Quotes, binding, and policy issuance are handled by your assigned licensed broker.